Paula Jarzabkowski is a Professor of Strategic Management at the University of Queensland and City, University of London. Her research examines the practice of strategy and markets in complex, pluralistic, and paradoxical contexts and she is noted for her innovations in large-scale qualitative, ethnographic methods. She is the co-author of Making a Market for Acts of God (OUP 2015) and co-editor of The Oxford Handbook of Organizational Paradox (OUP 2017; paperback 2019).Konstantinos Chalkias is a Senior Lecturer in Management at Birkbeck, University of London. He studies strategizing within organizations and markets, and is also interested in interorganizational contexts that are described by paradoxical tensions. His research has been published in journals such as The British Journal of Management and Strategic Organization.Eugenia Cacciatori is Senior Lecturer in Management at Bayes Business School, City, University of London. Her research explores the organizational processes of innovation, with a focus on organizational solutions - particularly digital technologies - that allow diverse expertise to be brought to bear on complex problems within and across organizations. Her work has been published in journals including Journal of Management Studies and Organization Studies.Rebecca Bednarek is Associate Professor at Victoria University Wellington. She studies strategic tensions (or paradoxes) and strategizing practices and has explored these in the global reinsurance market as well as in the science sector; she is also an expert in qualitative methods. She is the co-author of Making a Market for Acts of God (OUP 2015).

• 1: Protection Gap Entities: Saving insurance from itself? 2: Paradoxes of origination: Between too little and too much knowledge 3: Shouldering the burden: Who controls the market and has responsibility for protection? 4: Problem solved? Between static remits and evolving environments 5: Limiting loss: Between financial and physical resilience 6: Reimagining disaster insurance: Towards a new equilibrium Appendix A: The disaster risk transfer process Appendix B: Methodology Glossary

As the rising frequency, severity and variety of catastrophic loss events challenge the efficacy - and perhaps even the relevance - of the traditional insurance model, the authors identify and analyze a diverse set of promising but ad hoc collaborative programs for managing catastrophe risks. From this survey emerges a practical framework through which governments, the private sector, and impacted communities may constructively engage to develop holistic and sustainable solutions to some of today's most difficult-to-insure risks.

Paula Jarzabkowski is a Professor of Strategic Management at the University of Queensland and City, University of London. Her research examines the practice of strategy and markets in complex, pluralistic, and paradoxical contexts and she is noted for her innovations in large-scale qualitative, ethnographic methods. She is the co-author of Making a Market for Acts of God (OUP 2015) and co-editor of The Oxford Handbook of Organizational Paradox (OUP 2017; paperback 2019).Konstantinos Chalkias is a Senior Lecturer in Management at Birkbeck, University of London. He studies strategizing within organizations and markets, and is also interested in interorganizational contexts that are described by paradoxical tensions. His research has been published in journals such as The British Journal of Management and Strategic Organization.Eugenia Cacciatori is Senior Lecturer in Management at Bayes Business School, City, University of London. Her research explores the organizational processes of innovation, with a focus on organizational solutions - particularly digital technologies - that allow diverse expertise to be brought to bear on complex problems within and across organizations. Her work has been published in journals including Journal of Management Studies and Organization Studies.Rebecca Bednarek is Associate Professor at Victoria University Wellington. She studies strategic tensions (or paradoxes) and strategizing practices and has explored these in the global reinsurance market as well as in the science sector; she is also an expert in qualitative methods. She is the co-author of Making a Market for Acts of God (OUP 2015).

• 1: Protection Gap Entities: Saving insurance from itself? 2: Paradoxes of origination: Between too little and too much knowledge 3: Shouldering the burden: Who controls the market and has responsibility for protection? 4: Problem solved? Between static remits and evolving environments 5: Limiting loss: Between financial and physical resilience 6: Reimagining disaster insurance: Towards a new equilibrium Appendix A: The disaster risk transfer process Appendix B: Methodology Glossary

As the rising frequency, severity and variety of catastrophic loss events challenge the efficacy - and perhaps even the relevance - of the traditional insurance model, the authors identify and analyze a diverse set of promising but ad hoc collaborative programs for managing catastrophe risks. From this survey emerges a practical framework through which governments, the private sector, and impacted communities may constructively engage to develop holistic and sustainable solutions to some of today's most difficult-to-insure risks.

Paula Jarzabkowski is a Professor of Strategic Management at the University of Queensland and City, University of London. Her research examines the practice of strategy and markets in complex, pluralistic, and paradoxical contexts and she is noted for her innovations in large-scale qualitative, ethnographic methods. She is the co-author of Making a Market for Acts of God (OUP 2015) and co-editor of The Oxford Handbook of Organizational Paradox (OUP 2017; paperback 2019).Konstantinos Chalkias is a Senior Lecturer in Management at Birkbeck, University of London. He studies strategizing within organizations and markets, and is also interested in interorganizational contexts that are described by paradoxical tensions. His research has been published in journals such as The British Journal of Management and Strategic Organization.Eugenia Cacciatori is Senior Lecturer in Management at Bayes Business School, City, University of London. Her research explores the organizational processes of innovation, with a focus on organizational solutions - particularly digital technologies - that allow diverse expertise to be brought to bear on complex problems within and across organizations. Her work has been published in journals including Journal of Management Studies and Organization Studies.Rebecca Bednarek is Associate Professor at Victoria University Wellington. She studies strategic tensions (or paradoxes) and strategizing practices and has explored these in the global reinsurance market as well as in the science sector; she is also an expert in qualitative methods. She is the co-author of Making a Market for Acts of God (OUP 2015).

• 1: Protection Gap Entities: Saving insurance from itself? 2: Paradoxes of origination: Between too little and too much knowledge 3: Shouldering the burden: Who controls the market and has responsibility for protection? 4: Problem solved? Between static remits and evolving environments 5: Limiting loss: Between financial and physical resilience 6: Reimagining disaster insurance: Towards a new equilibrium Appendix A: The disaster risk transfer process Appendix B: Methodology Glossary

As the rising frequency, severity and variety of catastrophic loss events challenge the efficacy - and perhaps even the relevance - of the traditional insurance model, the authors identify and analyze a diverse set of promising but ad hoc collaborative programs for managing catastrophe risks. From this survey emerges a practical framework through which governments, the private sector, and impacted communities may constructively engage to develop holistic and sustainable solutions to some of today's most difficult-to-insure risks.