Jose Garcia is a senior research and policy associate at Dēmos with over ten years of experience working on civil rights, census advocacy, and socio-demographic analysis.Jim Lardner is a journalist and the founder of Inequality.org.Cindy Zeldin is the executive director of Georgians for a Healthy Future, a non-profit organization that advocates for access to quality, affordable health care for all Georgians through public education and outreach, coalition building, and public policy advocacy. She is a co-author (with José Garcia and James Lardner) of Up to Our Eyeballs: How Shady Lenders and Failed Economic Policies Are Drowning Americans in Debt (The New Press).