Liz Barclay is a presenter of BBC Radio 4’s consumer affairs programme You and Yours, and is the author of Small Business Employment Law For Dummies.

• Introduction 1Part I: Living with the Legal System 5Chapter 1: Unravelling the Legal Web 7Chapter 2: Living as a Citizen 31Chapter 3: Keeping a Roof Over Your Head 49Chapter 4: Dealing with Neighbours 73Chapter 5: Using Public Services 87Part II: Keeping on the Right Side of Family and Friends 105Chapter 6: Managing Relationships 107Chapter 7: Having Children 127Chapter 8: Passing On 149Part III: Making Enough to Live On – Legally! 169Chapter 9: Working for an Employer 171Chapter 10: Being Your Own Boss 197Chapter 11: Managing Without Paid Work 215Chapter 12: Enjoying Retirement 229Part IV: Spending Your Hard-Earned Cash 245Chapter 13: Serious Shopping 247Chapter 14: Paying Someone Else to Do the Work 269Chapter 15: Borrowing Money 291Part V: Getting Out and About 315Chapter 16: Taking to the Highways and Byways 317Chapter 17: Travelling and Taking a Break 337Part VI: The Part of Tens 355Chapter 18: Ten or So Insurance Policies That Can Give You Peace of Mind 357Chapter 19: Ten Ways to Protect Your Rights 363Index 371

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Liz Barclay is a presenter of BBC Radio 4’s consumer affairs programme You and Yours, and is the author of Small Business Employment Law For Dummies.

• Introduction 1Part I: Living with the Legal System 5Chapter 1: Unravelling the Legal Web 7Chapter 2: Living as a Citizen 31Chapter 3: Keeping a Roof Over Your Head 49Chapter 4: Dealing with Neighbours 73Chapter 5: Using Public Services 87Part II: Keeping on the Right Side of Family and Friends 105Chapter 6: Managing Relationships 107Chapter 7: Having Children 127Chapter 8: Passing On 149Part III: Making Enough to Live On – Legally! 169Chapter 9: Working for an Employer 171Chapter 10: Being Your Own Boss 197Chapter 11: Managing Without Paid Work 215Chapter 12: Enjoying Retirement 229Part IV: Spending Your Hard-Earned Cash 245Chapter 13: Serious Shopping 247Chapter 14: Paying Someone Else to Do the Work 269Chapter 15: Borrowing Money 291Part V: Getting Out and About 315Chapter 16: Taking to the Highways and Byways 317Chapter 17: Travelling and Taking a Break 337Part VI: The Part of Tens 355Chapter 18: Ten or So Insurance Policies That Can Give You Peace of Mind 357Chapter 19: Ten Ways to Protect Your Rights 363Index 371

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Liz Barclay is a presenter of BBC Radio 4’s consumer affairs programme You and Yours, and is the author of Small Business Employment Law For Dummies.

• Introduction 1Part I: Living with the Legal System 5Chapter 1: Unravelling the Legal Web 7Chapter 2: Living as a Citizen 31Chapter 3: Keeping a Roof Over Your Head 49Chapter 4: Dealing with Neighbours 73Chapter 5: Using Public Services 87Part II: Keeping on the Right Side of Family and Friends 105Chapter 6: Managing Relationships 107Chapter 7: Having Children 127Chapter 8: Passing On 149Part III: Making Enough to Live On – Legally! 169Chapter 9: Working for an Employer 171Chapter 10: Being Your Own Boss 197Chapter 11: Managing Without Paid Work 215Chapter 12: Enjoying Retirement 229Part IV: Spending Your Hard-Earned Cash 245Chapter 13: Serious Shopping 247Chapter 14: Paying Someone Else to Do the Work 269Chapter 15: Borrowing Money 291Part V: Getting Out and About 315Chapter 16: Taking to the Highways and Byways 317Chapter 17: Travelling and Taking a Break 337Part VI: The Part of Tens 355Chapter 18: Ten or So Insurance Policies That Can Give You Peace of Mind 357Chapter 19: Ten Ways to Protect Your Rights 363Index 371

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