Patricia Meredith is a Fellow at the David & Sharon Johnston Centre for Governance Innovation at the Rotman School of Management, University of Toronto, and a Senior Fellow at the Centre for International Governance Innovation, University of Waterloo. Her previous book Stumbling Giants, co-authored with James L. Darroch, was the Winner of the 2018 Donner Prize for the Best Public Policy Book by Canadian authors. James L. Darroch is Associate Professor of Strategic Management and the CIT Chair in Financial Services at Schulich School of Business, York University, and Director of the Financial Services Program and Co-Director of the Masters Certificate in Financial Services Leadership and the Professional Banking Program at the Schulich Executive Education Centre. His research focuses on strategic management with an emphasis on governance and enterprise risk management in financial services firms. He was formerly Co-Program Director for the Risk Management Curriculum at the Bank of Montreal.