Shakeb Akhtar is currently Lecturer in University of Technology and Applied Sciences, Ibra, Oman and Research Fellow in Department of Business and Communications, INTI International University, Malaysia.Shujaat Naeem Azmi is an Assistant Professor in the Department of Economics at Ala-Too International University, Bishkek, Kyrgyzstan.Mahfooz Alam is an accomplished Assistant Professor of Finance in University of the People, USA.Naseema N. is currently Lecturer in University of Technology and Applied Sciences, Nizwa, Oman.