'This book makes a huge contribution to our understanding of private health insurance and its roles. It provides clarity about the different forms it can take and different terminology. The country studies give insight into how private insurance performs in practice. The book brings together some of the best researchers in healthcare finance who have excellent understanding of different systems, their successes and failures. While the book will be very useful for students and researchers, the analysis is of particular interest for governments and policy makers – it provides a dispassionate review of private health insurance and may help to prevent mistakes from being repeated.' Charles Normand, Professor of Health Policy and Management, Trinity College Dublin and Professor of the Economics of Palliative Care and Rehabillitation, Cicely Saunders Institute, King's College London