Simon Grima is the the Deputy Dean of the Faculty of Economics, Management and Accountancy, Associate Professor and the Head of the Department of Insurance and Risk Management at the University of Malta. He is also a professor at the University of Latvia, Faculty of Business, Management and Economics, Latvia.Ercan Özen is Associate Professor of Finance in the Department of Finance and Banking, the Head of the Finance and Banking Department, Deputy Dean in Faculty of Applied Sciences, University of Uşak, Turkey.Hakan Boz is Associate Professor at Usak University’s School of Applied Sciences, Turkey.

• Other Emerging Risks and Opportunities Chapter 1. Achieving Financial Inclusion: Whatever it takes; Peterson K Ozili Chapter 2. Tourism Economic Policy, Covid -19 Restrictions, and Estimated Economic Impact the Industry; Maia Diakonidze Chapter 3. Impact of Crises on Capital Market Volatility: A Bibliometric Analysis; Adriana Anamaria Davidescua, Răzvan Gabriel Hapaub, and Eduard Mihai Mantac Chapter 4. Difficult Issues in Financial regulation for Financial Stability; Peterson K Ozili Chapter 5. Determinants of Intention and Investment Behavior of Youth In Kosovo: A Partial Least Squares Structural Equation Modeling Approach (Pls-Sem); Luan Vardari, Dafina Abdullahu, and Rinor Kurteshi Chapter 6. Defining and Analyzing the Epidemiology Results in Balkan for the Time Period of 2020 - An Overview; Hamdi Hoti, Edisona Kurhasku, and Arbër Hamdi Hoti Chapter 7. The Mediation Effect of Entrepreneurial Self-Efficacy in the Relationship between Entrepreneurial Passion and Leadership Styles; Diego Norena-Chavez, and Eleftherios Thalassinos Chapter 8. Bank Income Smoothing during the COVID-19 pandemic: Evidence from UK Banks; Peterson K Ozili Chapter 9. Assessment of Financial Reporting Quality: Theoretical Background; Lovinska Liudmyla and Kucheriava Maria Chapter 10. Probability of Default Estimation As A Credit Risk Parameter: A Markov Chain Approach Applied in Real Data; Vasileios Ouranos and Alexandra Livada.