Hasan Dinçer is Professor of finance at Istanbul Medipol University, Faculty of Economics and Administrative Sciences, Istanbul-Turkey. He has work experience in the finance industry as a portfolio specialist and his major academic studies focusing on financial instruments, performance evaluation, and economics.Serhat Yüksel is Associate Professor of finance in Istanbul Medipol University. Before this position, he worked as a senior internal auditor for seven years in Finansbank, Istanbul-Turkey and 1 year in Konya Food and Agriculture University as an assistant professor. His research interests lie in energy economics, banking, finance and financial crisis.