Dr. Muhamed Zulkhibriis a Senior Economist at Islamic Research and Training Institute, IslamicDevelopment Bank, Saudi Arabia with years of progressive experience in theCentral Bank of Malaysia and policy-oriented institutions. He involved indeveloping countries partnership strategy, undertaken research projects and advisoryworks with other development and policy-oriented institutions globally. He has authored extensively on Monetary Economics, Financial Institutions and Markets,Finance and Economic Development, Islamic Economics and Finance, with more than80 research articles in leading academic journal, regulatory publication,industry report and the financial press. Hehas been invited to speak at many international conferences and he has lecturedfor under- and post-graduate program at the University of Nottingham, U.K andUniversity Putra Malaysia. He earned a Ph.D in economics from University ofNottingham, United Kingdom. Dr. Abdul Ghafar Ismail isthe Head of Research division, Islamic Research and Training Institute, IslamicDevelopment Bank and a professor of banking and financial economics at theUniversity Kebangsaan Malaysia. He is on leave from Schoolof Economics, University Kebangsaan Malaysia. He has been lecturing at theuniversity since 1987 on economics and finance courses such as money andbanking, financial economics, advanced macroeconomics, Islamic economics system,money and capital market in Islam and international finance; Islamic banking;money, zakat and the real economy; risk management in Islamic banking; Islamicfinancial management. His specialization is in the area of Islamic economicsand finance. He has a Ph.D in economics from the University of Southampton,United Kingdom.Dr. Sutan Emir Hidayatis the Head of Business Administration Department at University College ofBahrain, Bahrain. He has presented research papers at reputable international conferencessuch as the IRTIconferences, the GRM 2012, University of Cambridge, U.K, the11th Harvard University Forum on Islamic Finance, USA. He was also invited tospeak at AAOIFI-World Bank Annual Conference and MEIF 2015. He has alsopublished research papers in international journals and become a reviewer forthe IMEFM, Emerald and Review of Financial Economics, Elsevier. He also hascontributed chapters in four books. He is an Islamic finance journalistregularly publishes articles in Islamic Finance News. During his academiccareer, he has supervised and examined 32 Master Theses. Recognizing hiscontribution, he has been listed and awarded by ISFIN in Islamica 500 as one ofthe top 50 most influential people to the Islamic economy in 2015 on a globalscale.