Kakebo

Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebothe traditional Japanese method of money management that is still widely used today. Having enough money to live is one of the most important factors affecting our health. Trying to balance expensesutility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)leaves us worried and stressed. But there is a solution: Kakebo, a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more! With this invaluable guide youll interact with your spending every day for two years, and learn how to manage your personal budget. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes. Each day is divided into four categories: 1. primary needsfood, personal hygiene, children; 2. optional needsshopping, cosmetics, gifts; 3. culture and free timerestaurants, books, entertainment; and 4. extras/foreseeable expensessuch as travel, repairs, tuition, and taxes. Kakebo begins with setting a monthly budget. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target. Then, each day, record your various expenses. By keeping close tabs on what youre spending, youll be able to identify the waste and see the most significant areas where adjustments can be made. Kakebo also offers practical and motivating tips that teach you how to save more successfully. Kakebo isnt just about moneyit helps to develop self-awareness, self-discipline, and self-esteem, and promotes peace of mind. Best of all, you can begin any time of yearindividually marking the months and days without wasting any pages. Plus, its simple yet inviting for-color graphics help you break down each expense and easily identify see where adjustments need to be made.