Mohd Ma’Sum Billah is a Senior Professor of finance at the Islamic Economics Institute, King Abdul Aziz University (KAU), Kingdom of Saudi Arabia.Razali Haron is a Professor of Finance at the IIUM Institute of Islamic Banking and Finance, International Islamic University Malaysia (IIUM).Nazrul Hazizi Noordin is an Assistant Professor of Finance at the IIUM Institute of Islamic Banking and Finance, International Islamic University Malaysia (IIUM) and a Visiting Fellow at the Oxford Centre for Islamic Studies, United Kingdom.Fahd Al-Shaghdari is an Assistant Professor of Finance at the IIUM Institute of Islamic Banking and Finance, International Islamic University Malaysia (IIUM).Ahmad Mu’azz Billah is a Cybersecurity, Cloud & AI Engineer at ANTAREX Cyber, Kuala Lumpur, Malaysia.