Veerle Colaert is Professor of Financial Regulation at KU Leuven and a visiting professor at the Universities of Luxembourg and Hasselt, having previously held visiting appointments at LMU Munich, Radboud University Nijmegen and the University of Genoa. She is a member of the Belgian Resolution Board, the European Banking Institute, the steering committee of the Jean Monnet Centre of Excellence on EU Sustainable Finance and Law, the editorial board of TRV-RPS, and the scientific committee of AEDBF Belgium. She chaired ESMA's Securities and Markets Stakeholder Group from 2019 to 2024, having been a member since 2016. She served on the Sanctions Commission of the Belgian Financial Services and Markets Authority from 2016 to 2019. From 2000 to 2005 she was an attorney at the Brussels Bar.Guido Ferrarini is Emeritus Professor of Business Law at the University of Genoa, founder of the Genoa Centre for Law and Finance, and academic member of the Jean Monnet Centre of Excellence on EU Sustainable Finance and Law. He is founder and fellow of the European Corporate Governance Institute (ECGI) and academic member of the European Banking Institute. He holds a JD (University of Genoa), an LLM (Yale Law School), and a Dr jur (h.c., Ghent University). He has held visiting professorships at several universities in Europe and the US. He specializes in banking law, capital markets law, corporate law, and governance.Seraina Grünewald is Professor of International Economic Law and Finance Law at the University of St Gallen in Switzerland and a part-time professor at the European University Institute (EUI) in Florence. Before joining the University of St Gallen in 2024, she held the chair for European and Comparative Financial Law at Radboud University Nijmegen in the Netherlands. She is also a member of the academic board of the European Banking Institute (EBI), an academic fellow with the Jean Monnet Centre of Excellence on EU Sustainable Finance and Law at the University of Genoa (EUSFiL), and a member of the Committee on International Monetary Law of the International Law Association (MOCOMILA).

• 1: Introduction PART I. CONCEPT, SOURCES, AND DEVELOPMENT OF EU FINANCIAL REGULATION 2: What Is Financial Regulation? 3: Sources of Financial Regulation in the EU 4: History of EU Financial Regulation PART II. FUNDAMENTAL STRUCTURES OF EU FINANCIAL REGULATION 5: Constitutional Principles of EU Regulation 6: EU Legislative Procedure for EU Financial Regulation: Lamfalussy Procedure 7: Architecture of Financial Supervision 8: Enforcement of EU Financial Regulation PART III. SUSTAINABLE FINANCE 9: Developments at International and EU Level 10: What Is Sustainable? 11: Overview of Regulatory Initiatives PART IV. MARKET INTEGRITY 12: Markets and Market Infrastructures 13: Market Transparency and Equal Access to Information 14: Information Intermediaries 15: Market Abuse 16: Combating Money Laundering and Terrorist Financing PART V. PROTECTION OF THE USER OF FINANCIAL SERVICES 17: Importance, Features, and Trends 18: General Consumer Law as Lex Generalis 19: Credit Services 20: Payment Products and Services 21: Investment Products and Services 22: Collective Investment Undertakings PART VI. FINANCIAL STABILITY 23: Market Entry and Authorization Requirements 24: Capital and Liquidity Requirements 25: Corporate Governance 26: Resolution 27: Guarantee Schemes 28: Macroprudential Stability 29: Market Stability