Fintech Management and Innovation

Nur Badriyah Mokhtar is a certified professional banker and academic with extensive expertise in digital finance, sustainability, and banking innovation. With more than seven years of experience in the retail banking sector, including a successful tenure at Kuwait Finance House international Islamic Bank, Nur bridges industry practice with academic insight, specialising in business analysis, ESG, AI integration, and financial compliance. Xin Gu is a lecturer at BPP University Business School, with a specialism in education, quality assurance, and business management. A committed educator and a Fellow of the Higher Education Academy (FHEA), Xin teaches across undergraduate and postgraduate levels (Levels 4 to 7) and plays a key role as the MSc Management Module Lead Moderator.Stella Okuzu is a distinguished executive, lecturer, and researcher with more than 30 years of experience leading transformative initiatives within the financial services industry. Currently a Management Lecturer at BPP University, London, Stella is also the Managing Partner at EDD Consulting Limited, where she advises African businesses on UK market entry and supports UK firms expanding into Africa, in addition to facilitating capital raising activities. She is also currently the CEO of the Royal African Society, based in London.Gabrielle Lambert is an experienced finance and management educator with a distinguished career spanning three decades across international banking, investment research, and higher education. Currently serving as a Management Lecturer at BPP University and a Business Lecturer at Kingston College, she brings a strong blend of academic insight and practical industry experience to the classroom. Sundus Baig is a passionate educator and academic leader with more than five years of teaching and curriculum development experience in UK higher education. Currently a Module Leader at BPP University Business School, she oversees and delivers the Management Essentials module, where she supports students in developing core competencies in leadership, strategic thinking, and ethical decision-making.

• Part I — Foundations of Fintech.- Chapter 1 — Introduction to Financial Technologies.- Chapter 2 — Fintech Business Models and Ecosystems.- Part II — Core Technologies.- Chapter 3 — Artificial Intelligent & Machine Learning in Finance.- Chapter 4 — Blockchain, Cryptocurrency & Future of Money.- Chapter 5 — Open Banking & Embedded Finance.- Chapter 6 — Digital Lending & Alternative Finance.- Part III — Governance, Regulation & Risk.- Chapter 7 — Regulation & Compliance.- Chapter 8 — Cybersecurity & Digital Risk.- Part IV — Inclusion, Sustainability & Future Skills.- Chapter 9 — Financial Inclusion, ESG & Sustainability.- Chapter 10 — Future Skills & Careers.