Financial Literacy in Europe

Assessment Methodologies and Evidence from European Countries

Häftad, Engelska, 2020

AvGianni Nicolini

849 kr

Beställningsvara. Skickas inom 10-15 vardagar. Fri frakt för medlemmar vid köp för minst 249 kr.

Finns i fler format (1)

Inbunden

2 759 kr

Skickas inom 10-15 vardagar

Are people ready to take pivotal financial decisions like choosing a mortgage, saving for retirement, or investing their savings? How does the degree of knowledge about financial products and services affect the quality of their choices? Can financial fraud be prevented by increasing consumer financial knowledge?Financial Literacy in Europe addresses these important questions and more. In the first part, the author investigates the concept of financial literacy by analyzing its components and comparing different definitions from previous studies. This then forms a comprehensive measure of financial literacy to be applied in empirical studies that analyze the role of financial literacy in explaining consumers’ financial behaviors. In the second part of the study, the author uses brand new data collected by the Consumer Finance Research Center (CFRC) from several European countries (the UK, Germany, France, Italy, Sweden, and Spain) to assess financial literacy in Europe and highlight similarities and differences across countries.Filling an important gap in previous research, the author develops a rigorous approach in the measurement of financial literacy in order to examine European financial literacy issues in great detail. This book, therefore, is a useful resource for assessing the effectiveness of single financial education programs or planning national strategies on financial education. It can also support policy makers in developing financial regulation and consumer protection strategies, considering the consumer perspective and their ability to deal with financial markets and institutions.

Produktinformation

Utgivningsdatum2020-09-30
Mått156 x 234 x 25 mm
Vikt550 g
FormatHäftad
SpråkEngelska
SerieRoutledge International Studies in Money and Banking
Antal sidor284
FörlagTaylor & Francis Ltd
ISBN9780367662288

Tillhör följande kategorier

Finansiering inom Ekonomi och ledarskap

Gianni Nicolini is Associate Professor of Finance at the University of Rome "Tor Vergata" (Department of Management and Law). His main research interest is Consumer Finance, with a special interest on Financial Literacy and Financial Education. In 2016 he established, with other researchers, the Consumer Finance Research Center (CFRC) with the aim to develop high quality research on consumer issues.

ForewordAcknowledgementsIntroductionPart I – Financial literacy: a theoretical framework and evidence from previous studies1 Financial literacy: definition and measurement1.1 Financial literacy: a definition 1.2 Financial literacy as a relative concept 1.3 How to measure financial literacy 1.4 Financial literacy measures from previous studies References2 Financial literacy and financial behavior2.1 The role of financial literacy in the financial decision making process 2.2 The new challenges of financial literacy between personal financial behaviors and social outcomes 2.3 Financial literacy and financial behaviors: some evidence from previous studies 2.4 Conclusions ReferencesPart II – Financial literacy in Europe3 Financial literacy in Europe: an overview3.1 Introduction 3.2 Financial literacy of young students: the PISA project 3.3 Financial literacy of adults: the OECD-INFE study 3.4 Conclusions References4 Financial literacy in the UK4.1 Introduction 4.2 Data 4.3 The characteristics of financial literacy in the UK 4.4 The determinants of financial literacy in the UK 4.5 Conclusions References5 Financial literacy in Germany5.1 Introduction 5.2 The characteristics of financial literacy in Germany 5.3 The determinants of financial literacy in Germany 5.4 Conclusions References6 Financial literacy in France6.1 Introduction 6.2 The characteristics of financial literacy in France 6.3 The determinants of financial literacy in France 6.4 Conclusions References7 Financial literacy in Italy7.1 Introduction 7.2 The characteristics of financial literacy in Italy 7.3 The determinants of financial literacy in Italy 7.4 Conclusions References8 Financial literacy in Spain8.1 Introduction 8.2 The characteristics of financial literacy in Spain 8.3 The determinants of financial literacy in Spain 8.4 Conclusions References9 Financial literacy in Sweden9.1 Introduction 9.2 The characteristics of financial literacy in Sweden 9.3 The determinants of financial literacy in Sweden 9.4 Conclusions ReferencesConclusionsAppendix: Financial literacy itemsIndex

Mer från samma författare

Routledge Handbook of Financial Literacy

Gianni Nicolini, Brenda J. Cude, Rome) Nicolini, Gianni (University of Rome 'Tor Vergata'

Inbunden

3 859 kr

Routledge Handbook of Financial Literacy

Gianni Nicolini, Brenda J. Cude, Rome) Nicolini, Gianni (University of Rome 'Tor Vergata', Brenda J Cude

Häftad

809 kr

Cryptocurrency Phenomenon

Gianni Nicolini, Silvia Intini, Rome) Nicolini, Gianni (University of Rome 'Tor Vergata'

Inbunden

2 579 kr

Cryptocurrency Phenomenon

Gianni Nicolini, Silvia Intini, Rome) Nicolini, Gianni (University of Rome 'Tor Vergata'

Häftad

759 kr

International Comparison of Pension Systems

Hongmu Lee, Gianni Nicolini, Man Cho

Inbunden

3 019 kr

International Comparison of Pension Systems

Hongmu Lee, Gianni Nicolini, Man Cho

Häftad

3 019 kr

Mer från samma serie

Banking and Economic Rent in Asia

Yasushi Suzuki, Mohammad Dulal Miah, Manjula K. Wanniarachchige, S.M. Sohrab Uddin, Japan) Suzuki, Yasushi (Ritsumeikan Asia Pacific University, Oman) Miah, Mohammad Dulal (University of Nizwa, Sri Lanka) Wanniarachchige, Manjula K. (University of Ruhuna, Bangladesh) Uddin, S.M. Sohrab (University of Chittagong

Häftad

819 kr

Public Value Theory and Budgeting

Usman W. Chohan, Australia) Chohan, Usman W. (UNSW Canberra

Inbunden

2 759 kr

Money, Inflation and Business Cycles

Arkadiusz Sieroń, Arkadiusz Sieron, Arkadiusz Sieroń, Arkadiusz Siero¿

Inbunden

2 759 kr

Capital and Finance

Peter Lewin, Nicolás Cachanosky, USA) Cachanosky, Nicolas (University of Denver, Nicolás

Inbunden

2 759 kr

Economics of Cryptocurrencies

J. Mark Munoz, Michael Frenkel, Germany) Frenkel, Michael (WHU – Otto Beisheim School of Management

Inbunden

2 759 kr

Venture Capital Performance

Keith Arundale

Inbunden

2 759 kr

Capital Flows, Financial Markets and Banking Crises

Chia-Ying Chang, Japan) Chang, Chia-Ying (Nagoya City University

Häftad

819 kr

Complexities of Financial Globalisation

Tony Cavoli, Sasidaran Gopalan, Ramkishen S. Rajan, Australia) Cavoli, Tony (University of South Australia, Singapore) Gopalan, Sasidaran (Nanyang Technological University, Singapore) Rajan, Ramkishen S. (National University of Singapore

Inbunden

2 759 kr