Dorothy B. Durband is Professor and Director of the School of Family Studies and Human Services at Kansas State University. She has spent much of her academic career teaching counseling concepts and communication skills for use in financial planning and counseling settings. Dr. Durband was the Founding Director of the nationally recognized Red to Black® program at Texas Tech University. Her experience includes providing financial counseling and financial education, employee training, special events planning, and fundraising for nonprofit organizations. She has been the recipient of three university teaching awards. Durband received a Ph.D.in resource management with a specialization in family financial management from Virginia Tech, a master of science in family studies from Texas Woman's University, and a bachelor of science in family life and environment from Louisiana State University. She is an Accredited Financial Counselor® and co-editor of the book Student Financial Literacy: Campus Based Program Development with Dr. Sonya Britt-Lutter.  Ryan H. Law is the Director of the Utah Valley University Money Management Resource Center and an award winning educator who teaches financial counseling courses as part of the Personal Financial Planning program at Utah Valley University and the University of Missouri. He teaches courses in the undergraduate programs including courses for both freshmen and seniors in personal finance, financial counseling and CFP® test preparation. Ryan graduated with a bachelor’s degree in Family & Consumer Sciences from Utah State University and a master’s degree in Personal Financial Planning from Texas Tech University. He is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Financial Counselor®.  Angela K. Mazzolini is an Accredited Financial Counselor® living in Lubbock, Texas. She is the formerProgram Director for Red to Black® Peer Financial Coaching at Texas Tech University, which received campus, state, and national recognition under her leadership. Angela received her Bachelor of Science in Personal Financial Planning and her master’s degree in Interdisciplinary Studies with a focus in Personal Financial Planning, Counselor Education, and Management, both from Texas Tech. She is honored to serve on the Advisory Board for the Higher Education Financial Wellness Summit, the Symposium Task Force for the Association for Financial Counseling and Planning Education, and she also served on the inaugural Board of Directors for the Texas Association of Collegiate Financial Education Professionals.

• The Financial Counseling Profession.- Personal Finance Competencies in the Practice of Financial Counseling.- The Practice of Financial Counseling.- A Systemic Approach to Understanding Diversity in Financial Counseling.- The Importance of Self-Awareness for Financial Counselors and Clients.- Classic Theories for Use in Financial Counseling.- Contemporary Theories and Frameworks for Use in Financial Counseling.- Key Communication and Physical Environment Concepts for Financial Counselors.- Frameworks for Financial Decision Making.- Making the Science Practical – Behavioral Interventions in Practice.- Identifying Problematic Financial Behaviors and Money Disorders.- Managing Challenging Conversations with Financial Counseling Clients.- Resources and Tools for Use in Financial Counseling.- Looking Forward: The Future of Financial Counseling.

Dorothy B. Durband is Professor and Director of the School of Family Studies and Human Services at Kansas State University. She has spent much of her academic career teaching counseling concepts and communication skills for use in financial planning and counseling settings. Dr. Durband was the Founding Director of the nationally recognized Red to Black® program at Texas Tech University. Her experience includes providing financial counseling and financial education, employee training, special events planning, and fundraising for nonprofit organizations. She has been the recipient of three university teaching awards. Durband received a Ph.D.in resource management with a specialization in family financial management from Virginia Tech, a master of science in family studies from Texas Woman's University, and a bachelor of science in family life and environment from Louisiana State University. She is an Accredited Financial Counselor® and co-editor of the book Student Financial Literacy: Campus Based Program Development with Dr. Sonya Britt-Lutter.  Ryan H. Law is the Director of the Utah Valley University Money Management Resource Center and an award winning educator who teaches financial counseling courses as part of the Personal Financial Planning program at Utah Valley University and the University of Missouri. He teaches courses in the undergraduate programs including courses for both freshmen and seniors in personal finance, financial counseling and CFP® test preparation. Ryan graduated with a bachelor’s degree in Family & Consumer Sciences from Utah State University and a master’s degree in Personal Financial Planning from Texas Tech University. He is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Financial Counselor®.  Angela K. Mazzolini is an Accredited Financial Counselor® living in Lubbock, Texas. She is the formerProgram Director for Red to Black® Peer Financial Coaching at Texas Tech University, which received campus, state, and national recognition under her leadership. Angela received her Bachelor of Science in Personal Financial Planning and her master’s degree in Interdisciplinary Studies with a focus in Personal Financial Planning, Counselor Education, and Management, both from Texas Tech. She is honored to serve on the Advisory Board for the Higher Education Financial Wellness Summit, the Symposium Task Force for the Association for Financial Counseling and Planning Education, and she also served on the inaugural Board of Directors for the Texas Association of Collegiate Financial Education Professionals.

• The Financial Counseling Profession.- Personal Finance Competencies in the Practice of Financial Counseling.- The Practice of Financial Counseling.- A Systemic Approach to Understanding Diversity in Financial Counseling.- The Importance of Self-Awareness for Financial Counselors and Clients.- Classic Theories for Use in Financial Counseling.- Contemporary Theories and Frameworks for Use in Financial Counseling.- Key Communication and Physical Environment Concepts for Financial Counselors.- Frameworks for Financial Decision Making.- Making the Science Practical – Behavioral Interventions in Practice.- Identifying Problematic Financial Behaviors and Money Disorders.- Managing Challenging Conversations with Financial Counseling Clients.- Resources and Tools for Use in Financial Counseling.- Looking Forward: The Future of Financial Counseling.

Dorothy B. Durband is Professor and Director of the School of Family Studies and Human Services at Kansas State University. She has spent much of her academic career teaching counseling concepts and communication skills for use in financial planning and counseling settings. Dr. Durband was the Founding Director of the nationally recognized Red to Black® program at Texas Tech University. Her experience includes providing financial counseling and financial education, employee training, special events planning, and fundraising for nonprofit organizations. She has been the recipient of three university teaching awards. Durband received a Ph.D.in resource management with a specialization in family financial management from Virginia Tech, a master of science in family studies from Texas Woman's University, and a bachelor of science in family life and environment from Louisiana State University. She is an Accredited Financial Counselor® and co-editor of the book Student Financial Literacy: Campus Based Program Development with Dr. Sonya Britt-Lutter.  Ryan H. Law is the Director of the Utah Valley University Money Management Resource Center and an award winning educator who teaches financial counseling courses as part of the Personal Financial Planning program at Utah Valley University and the University of Missouri. He teaches courses in the undergraduate programs including courses for both freshmen and seniors in personal finance, financial counseling and CFP® test preparation. Ryan graduated with a bachelor’s degree in Family & Consumer Sciences from Utah State University and a master’s degree in Personal Financial Planning from Texas Tech University. He is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Financial Counselor®.  Angela K. Mazzolini is an Accredited Financial Counselor® living in Lubbock, Texas. She is the formerProgram Director for Red to Black® Peer Financial Coaching at Texas Tech University, which received campus, state, and national recognition under her leadership. Angela received her Bachelor of Science in Personal Financial Planning and her master’s degree in Interdisciplinary Studies with a focus in Personal Financial Planning, Counselor Education, and Management, both from Texas Tech. She is honored to serve on the Advisory Board for the Higher Education Financial Wellness Summit, the Symposium Task Force for the Association for Financial Counseling and Planning Education, and she also served on the inaugural Board of Directors for the Texas Association of Collegiate Financial Education Professionals.

• The Financial Counseling Profession.- Personal Finance Competencies in the Practice of Financial Counseling.- The Practice of Financial Counseling.- A Systemic Approach to Understanding Diversity in Financial Counseling.- The Importance of Self-Awareness for Financial Counselors and Clients.- Classic Theories for Use in Financial Counseling.- Contemporary Theories and Frameworks for Use in Financial Counseling.- Key Communication and Physical Environment Concepts for Financial Counselors.- Frameworks for Financial Decision Making.- Making the Science Practical – Behavioral Interventions in Practice.- Identifying Problematic Financial Behaviors and Money Disorders.- Managing Challenging Conversations with Financial Counseling Clients.- Resources and Tools for Use in Financial Counseling.- Looking Forward: The Future of Financial Counseling.