VIRGINIE COUDERT Economic Advisor, Financial Stability Coordination Department, Banque de France, FranceCÉCILE COUHARDE Lecturer, University of Paris 13, FranceVICTORIA DOBRYNSKAYA Assistant Professor, State University - Higher School of Economics, International College of Economics and Finance, Moscow, RussiaJAN FRAIT Professor of Economics, Faculty of Economics, Technical University, Ostrava, Czech Republic; Bank Board Member, Czech National Bank, Czech RepublicLUBO KOMÁREK Advisor to the Bank Board Member, Czech National Bank, Czech Republic; Associate Professor, Prague School of Economics, Czech Republic; Vice-President, Czech Economic Society, Czech RepublicRONALD MACDONALD Adam Smith Professor of Political Economy, University of Glasgow, UKMARTIN MELECKÝ Department of Economics, University of New South Wales, AustraliaCHRISTOS PAPAZOGLOU Senior Economist, Economic Research Department, Bank of Greece, Greece; Assistant Professor of Economics, Panteion University of Athens, GreeceVIKTOR VÁRPALOTAI Assistant Professor, University of Budapest, Hungary; Researcher, Magyar Nemzeti Bank, HungaryGREGORY DE WALQUE Economist, National Bank of Belgium, BelgiumRAF WOUTERS Senior Economist, National Bank of Belgium, Belgium