Consumer Vulnerability and Welfare in Mortgage Contracts

Irina Domurath is a post-doctoral researcher at the University of Amsterdam, where she is working on housing markets and law. Previously, she has worked at the German Federal Ministry of Justice and Consumer Protection and the Universities of Copenhagen and Iceland.

• I. ContextII. Themes and Aims III. Questions and Structure 1. Theoretical Framework I. Introduction II. Duality of Aims in EU Consumer LawIII. Normative Preconceptions IV. Conclusions 2. Vulnerability to Welfare Losses through Privatisation I. Introduction II. Privatisation: Credit versus WelfareIII. Welfare Losses IV. Vulnerability to Welfare Losses V. Conclusions 3. Vulnerability in EU Mortgage Contract Law I. Introduction II. Vulnerability in EU Mortgage Contract Law III. Conclusions 4. A Flexible Mortgage Contract Law I. Introduction II. Relational VulnerabilityIII. Event Vulnerability IV. Lack of Resilience V. Conclusions 5. Theoretical Framework Revisited I. Welfarist EU Mortgage Contract Law? II. Justice in EU Mortgage Credit Law