Del i serien Topics in Regulatory Economics and Policy

Catastrophe Insurance

Consumer Demand, Markets and Regulation

Inbunden, Engelska, 2003

AvMartin F. Grace,Robert W. Klein,Paul R. Kleindorfer,Michael R. Murray

1 479 kr

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This monograph presents the results of an attempt to examine the nature of the demand for insurance against natural disasters at a detailed, microeconomic level. The subject is homeowners' multiperil insurance used to cover owner-occupied residential property. The analysis seeks to identify factors that affect the consumer demand for coverage using a model that properly reflects the interacting supply and demand factors. The authors examine key variables and their effects on the quantity, quality, and price of insurance purchased. They consider the sensitivity of demand to prices, demographic characteristics, policy features, and the bundling/unbundling of perils and coverages. They examine insurer and consumer decisions in different markets and regulatory environments - Florida and New York - over a four-year period 1995-1998.

Produktinformation

Utgivningsdatum2003-06-30
Mått155 x 235 x 14 mm
Vikt412 g
FormatInbunden
SpråkEngelska
SerieTopics in Regulatory Economics and Policy
Antal sidor147
Upplaga2003
FörlagKluwer Academic Publishers
ISBN9781402074691

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1: Introduction.- 2: An Overview of Catastrophe Insurance Markets.- 3: Regulatory Institutions and Policies.- 4: Supply, Demand and Regulation of Catastrophe Insurance.- 5: Demand Estimation for Homeowners Insurance Policies.- 6: Summary and Conclusions.- Appendix A: Structure-Conduct-Performance Framework.- Appendix B: Introduction to Catastrophe Modeling.- AIR Catastrophe Modeling Technology.- Event Generation Module.- Local Intensity Module.- Damage Module.- Insured Loss Module.- Model Output.- References.

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