Ruchi Sharma is currently serving as an Assistant Professor in MIS and Analytics at the International Management Institute, Kolkata, West Bengal, India. She brings over eight years of dedicated teaching experience in higher education. Her academic contributions include publications in reputed Scopus-indexed and ABDC-listed journals, reflecting her strong research orientation and commitment to scholarly excellence in the field.Udit Chawla is currently serving as an Associate Professor in Business Analytics at the Institute of Engineering & Management, University of Engineering and Management, Kolkata, West Bengal, India. He is an experienced Associate Professor with a demonstrated history of working in the higher education industry. PhD in management skilled in data mining, Market research, management, management information systems (MIS), R, SPSS, SAS, and PYTHON. Strong education professional focussed in Business Analytics, machine learning and artificial intelligence. His area of interest includes data science, business analytics and business management. He has contributed to more than 50 International Scopus Indexed Journals, ABDC Journals, etc.Rajesh Mohnot is currently serving as Professor of Finance & Head, Department of Accounting and Finance, Ajman University, Dubai, AACSB Accredited. He is an Academic, corporate consultant and trainer, administrator, and researcher with expertise in international accreditations (AACSB) and professional collaborations. He is experienced in multicultural environments across Singapore, Malaysia, UAE, and India. Delivered training programs, workshops, and seminars for bankers, corporate executives, and academics. Published author in peer-reviewed journals, magazines, and blogs. Serves as editorial board member and reviewer.