Credit and Debt in an Unequal Society

Establishing a Consumer Credit Market in South Africa

Inbunden, Engelska, 2020

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South Africa was one of the first countries in the Global South that established a financialized consumer credit market. This market consolidates rather than alleviates the extreme social inequality within a country. This book investigates the political reasons for adopting an allegedly self-regulating market despite its disastrous effects and identifies the colonialist ideas of property rights as a mainstay of the existing social order. The book addresses sociologists, political scientists, anthropologists and legal scholars interested in the interaction of economy and law in contemporary market societies.

Produktinformation

Utgivningsdatum2020-02-03
Mått152 x 229 x 16 mm
Vikt465 g
FormatInbunden
SpråkEngelska
SerieHuman Economy
Antal sidor212
FörlagBerghahn Books
ISBN9781789206388

Tillhör följande kategorier

Finansiering inom Ekonomi och ledarskap
Nationalekonomi inom Ekonomi och ledarskap
Antropologi inom Samhalle och politik
Mikroekonomi inom Ekonomi och ledarskap

Jürgen Schraten is a sociologist at the University of Giessen. Currently he acts as principal investigator of a research project comparing the role of contracts and property in the financialized economies of South Africa, the United States and Germany. His recent publications include ‘Habits of Austerity, Financialization and New Ways of Dealing with Money’, in Keith Hart (ed.), Economy For and Against Democracy, (Berghahn, 2015).

List of IllustrationsAcknowledgementsNotes on TransliterationList of AbbreviationsIntroductionChapter 1. Borrowing in the South African Consumer Credit MarketChapter 2. Raising the Storm of a Free Consumer Credit MarketChapter 3. The Institutional Framework: Implementing a Consumer Credit MarketChapter 4. Legislator’s Reactions to the Consumer Credit Market Crisis 2012-2014Chapter 5. The Model of Rational Action in the South African Consumer Credit MarketConclusion: The Missed Options of the South African Consumer Credit MarketReferencesIndex

“The book—not an examination of credit and debt, but an account of the contemporary construction of a market—is an important contribution to the study of relationships between credit and debt in an unequal society.” • Africa Today“I think the book is marvelous, with a fine organization building from meticulous literary scholarship to a broad critique of applying market ideas to the organization of credit.” • Keith Hart, University of Pretoria