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Over the last decade pension reform in the West has focused upon the need for more private provision in order to combat the effects of societal ageing. The consequences of these reforms for citizens' incomes during retirement are currently under-explored - including questions such as how protective public-private pension systems are, particularly for citizens without lifelong, full-time employment biographies.This rigorous study sheds light on these issues. It assesses the extent to which six European multi-pillar pension regimes are socially inclusive, by micro-simulating retirement income for hypothetical citizens facing typical post-industrial risks. This timely book suggests that non-state provision has significant limitations, yet also identifies the political and institutional conditions under which private pensions are indeed reconcilable with social inclusion.Private Pensions versus Social Inclusion? will appeal to policymakers, scholars and experts from NGOs and other statistical organisations involved in comparative social policy and pension analysis. Post-graduate students of comparative social policy, gerontology, public economics and economic sociology will also find much to engage them within the book.
Edited by Traute Meyer, Paul Bridgen, University of Southampton, UK and Barbara Riedmüller, Freie Universität Berlin, Germany
Contents: PART I: INTRODUCTION 1. Private Pensions versus Social Inclusion? Citizens at Risk and the New Pensions OrthodoxyPaul Bridgen and Traute MeyerPART II: CASE STUDIES: THE VETERANS2. The British Pension System and Social InclusionPaul Bridgen and Traute Meyer3. The Dutch Pension System and Social InclusionDuco Bannink and Bert de Vroom4. The Swiss Pension System and Social InclusionFabio Bertozzi and Giuliano BonoliPART III: CASE STUDIES: THE NEWCOMERS5. The German Pension System and Social InclusionBarbara Riedmüller and Michaela Willert6. The Italian Pension System and Social InclusionMichele Raitano7. The Polish Pension System and Social InclusionMarek Benio and Joanna Ratajczak-TucholkaPART IV: CONCLUSION8. Private Pensions versus Social Inclusion? Three Patterns of Provision and their Impact Paul Bridgen and Traute MeyerIndex
'. . . the book offers a subtle and complex overview of the income maintenance and social inclusion challenges associated with the governance of both public and private pension schemes in advanced industrial countries. . . Private Pensions versus Social Inclusion? is an important contribution to the pension literature and a must-read for scholars in the field.'