MANUEL AGUILERA-VERDUZCO is President of the Mexican Insurance and Surety National Commission (CNSF)JULIAN ARKELL is an unincorporated sole Consultant on international trade and services policy issuesPHILIPPE BRAHIN is Head of Group Regulatory Affairs at Swiss Re and Member of Swiss Re's Risk Management Executive TeamPETER BRAUMÜLLER is Managing Director of the Austrian Financial Market Authority and Chairman of IAISROB CURTIS is responsible for international and domestic prudential insurance policy at the UK Financial Services Authority (FSA) and Chair of the Solvency and Actuarial Issues Subcommittee of IAISERIK DENTERS is Lecturer in International Business Law at VU University, Amsterdam, The NetherlandsMARTIN ELING is Professor of Insurance and Director of the Institute of Insurance Science at the University of Ulm, GermanyMICHEL FLAMÉE is Vice Chairman of the Banking, Finance and Insurance Commission and Professor at the Economic and Financial Law Centre of the Free University of Brussels, BelgiumYASUHIRO HAYASAKI is Deputy Commissioner for International Affairs at the Financial Services Agency of JapanAERDT HOUBEN is Director of the Financial Stability Division at the Central Bank of the Netherlands (DNB)NADÈGE JASSAUD is Deputy Head of the Financial Stability Division at the Banque de FranceBRADLEY L. KADING is President and Executive Director of the Association of Bermuda Insurers and Reinsurers (ABIR)DENIS KESSLER is Chairman and ChiefExecutive Officer of Scor Se, FrancJEAN KWON is at the School of Risk Management of St. John's University, UKMONICA MÄCHLER is Vice-Chairman of the Board of Directors of FINMALEILA MADEIROS is Vice President and Corporate Secretary of the Association of Bermuda Insurers and ReinsurersDONATO MASCIANDARO is Full Professor of Economics and Chair in Economics of Financial Regulation at Bocconi University, ItalyMAREK MONKIEWICZ is Lecturer at the Faculty of Management at Warsaw University, PolandMARC QUINTYN is Division Chief Africa at the IMFMARCELO RAMELLA is Assistant Director Research at the BMA and Visiting Fellow at London School of Economics and Political Science, UKPRZEMYSLAW RYMASZEWSKI is Project Manager and Research Assistant at the Institute of Insurance Economics at the University of St. Gallen, SwitzerlandSEBASTIAN SCHICH is Principal Economist at the OECDHATO SCHMEISER is Chair for Risk Management and Insurance and Managing Director of the Institute of Insurance Economics, University of St. Gallen, SwitzerlandSHARON TENNYSON is Associate Professor at the College of Human Ecology, Department of Policy Analysis and Management, Cornell University, New York, USAIAN TOWER is Technical Specialist in the Department of Monetary and Capital Markets of the IMF, seconded by the UK Financial Services AuthorityMARK TEUNISSEN is Senior Economist of the Financial Stability Division at the Central Bank of the Netherlands (DNB)KAREL VAN HULLE is Head ofInsurance and Pension Unit at the European CommissionTHERESE M. VAUGHAN is CEO of the National Association of Insurance Commissioners (NAIC), USAALEXANDER WARZILEK is Coordinator of Insurance Supervision at the Austrian Financial Market AuthorityPAUL WINDELS is Financial Analyst at the Banking, Finance and Insurance Commission and Assistant Professor in Finance and Risk Management at the Hogeschool-Universiteit Brussel, BelgiumWEI ZHENG is Associate Professor of Risk Management and Insurance and Vice Chair of the Department of Risk Management and Insurance at the School of Economics, Peking University, Beijing, China