"[A] very useful framework for thinking about development banking and the planning and operational considerations one must face for more development banking to occur and to be effective." -Richard Schramm, Department of Urbasn Studies and Planning, M.I.T. "Credit Where It's Due makes an important contribution in a vitally needed area of financial services. At a time of depressed economic activity, financial failure, and insupportable debt, this work shows how to mobilize capital where it is needed most urgently. This comprehensive work points the way for effectively utilizing this important tool to meet the growth needs of our society." -Leland S. Prussia, Chairman Emeritus, Bank of America "Finally! This is a book that puts both bankers and community organizers reading from the same page. If bankers had read this book ten years ago, some might have avoided billions of dollars in red ink, some might have kept out of jail, and whole communities could have been saved and revived with the money invested. A careful and close reading of Credit Where It's Due will help direct all of us in moving capital to its use for the greatest good: creating affordable housing and jobs." -Wade Rathke, Chief Organizer, ACORN