Laura Chiaramonte, University of Verona, ItalyFederica Poli, University of Milan, ItalyMarco Oriani, University of Milan, ItalyEwa Miklaszewska, Cracow University of Economics, Poland Krzysztof Kil, Cracow University of Economics, PolandFranco Tutino, Sapienza University of Rome, ItalyConcetta Colasimone, Sapienza University of Rome, ItalyGiorgio Carlo Brugnoni, Sapienza University of Rome, ItalyPierluigi Morelli, ABI (Italian Bank Association), ItalyGiovanni B. Pittaluga, University of Genoa, ItalyElena Seghezza, University of Genoa, ItalyPaola Leone, Sapienza University of Rome, Italy Ida C. Panetta, Sapienza University of Rome, ItalyPasqualina Porretta, Sapienza University of Rome, ItalyTed Lindblom, University of Gothenburg, Sweden Gert Sandahl, University of Gothenburg, SwedenFrank Bezzina, University of Malta, Malta Simon Grima, University of Malta, Malta Göran Bergendahl, University of Gothenburg, SwedenStefan Sjögren, University of Gothenburg, SwedenMaurizio Polato, University of Udine, Italy Josanco Floreani, University of Udine, Italy Giusy Chesini, University of Verona, ItalyElisa Giaretta, University of Verona, ItalyLeo Van Eerden, VU University Amsterdam