THE BUTTERFLY EFFECT OF MONEY

Why is it that some people get rich, others get into debt, and the rest just get by? 'The Butterfly Effect of Money,' answers this important question, by illustrating how our seemingly insignificant choices today, inevitably lead to very significant financial outcomes in the future. This is achieved by telling the story of four fictional characters, Olivia, Jason, Jennifer, and Emmanuel. Just like you, they must make choices about how they manage their money. Join them as they choose whether to spend, borrow or save and then experience the consequences of their decisions. Get a taste of what it's like to live in regret over missed opportunities and experience joy when great choices lead to success. These stories are filled with real-life practical insights to enable you to make great decisions in your today so that you reap the financial benefits in your tomorrow. Steven Jacobs has over thirty years of experience in the financial sector, having worked for some of the largest global banks including HSBC and Standard Chartered Bank. In his private capacity, he has delivered numerous lectures on improving personal financial health, many of which have been captured in 'The Butterfly Effect of Money.' He is the published author of 'The New Manager: How to Become a Leader in 52 simple steps,' which was voted as one of the top six business books in 2016 by Ian Mann (MD at Gateways Business Consultants) in South Africa."A most enjoyable book that teaches financial lessons through the lenses of common day challenges and people - it makes sense and is relevant to everybody - no matter what your financial circumstance!"Jean-Jacques Oelofse, President, Emerging Markets, Wood-Mizer "Most people are fearful of the daunting subject of personal financial management. These stories unbundle the complexity which if followed will create long-term financial and emotional freedom."Stuart Loxton, Chief Executive, Superyacht Training Academy"The Butterfly Effect is a must-read book for young adults and everyone struggling with personal financial management. I literally couldn't put it down until I completed it."Kantu Achira, Head, Bancassurance and Wealth Management propositions, Standard Chartered Bank, Ghana & Côte d'Ivoire