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Sound personal money management advice with insights for today’s world Personal Finance For Dummies has been tackling financial literacy for 30 years. This tenth edition continues to share the sound advice that’s helped millions of readers become financially literate while demystifying the money matters of the current era. Get familiar with the financial pillars of earning, saving, investing, borrowing, budgeting, and protecting your assets. Dig into modern concerns like navigating the housing market, weathering the highs and lows of an unpredictable market, evaluating new stuff like cryptocurrency, and budgeting to achieve your financial goals. Take the anxiety out of money matters by building a solid financial plan, learning to spend and invest wisely, and managing your debt. Follow the advice that's helped readers for three decades! Become financially literate so you can minimize debt and set realistic goalsLearn the basics of investing and start making smart investment choicesDemystify insurance so you can protect your health and your assetsControl your spending and build better budgets so you can afford the big stuffPersonal Finance For Dummies offers sound advice for all ages and levels of personal money management. It’s never too early or too late to start making sense of your finances.
Eric Tyson is a nationally recognized personal finance counselor, writer, and lecturer. He has been featured in hundreds of press outlets, including Newsweek, The Wall Street Journal, Los Angeles Times, Chicago Tribune, Forbes, and Money. He has appeared on NBC’s Today Show, ABC, CNBC, PBS Nightly Business Report, and CNN.
Introduction 1Part 1: Getting Started with Personal Finance 5CHAPTER 1: Embracing Financial Literacy 7CHAPTER 2: Establishing a Financial Foundation 21CHAPTER 3: Measuring Your Financial Health 31CHAPTER 4: Establishing and Achieving Goals 51Part 2: Spending Less, Saving More 73CHAPTER 5: Managing Where Your Money Goes 75CHAPTER 6: Dealing with Debt 87CHAPTER 7: Reducing Your Spending 105CHAPTER 8: Managing and Reducing Your Taxes 135Part 3: Building Wealth through Investing 159CHAPTER 9: Considering Important Investment Concepts 161CHAPTER 10: Understanding Your Investment Choices 189CHAPTER 11: Investing in Funds 211CHAPTER 12: Investing in Retirement Accounts 227CHAPTER 13: Investing in Taxable Accounts 249CHAPTER 14: Investing for Educational Expenses 263CHAPTER 15: Investing in Real Estate: Your Home and Beyond 277Part 4: Insurance: Protecting What You Have 317CHAPTER 16: Insurance: Getting What You Need at the Best Price 319CHAPTER 17: Insurance on You: Life, Disability, and Health 337CHAPTER 18: Covering Your Assets 363Part 5: Where to Go for More Help 377CHAPTER 19: Working with Financial Planners 379CHAPTER 20: Using Technology to Manage Your Money 397CHAPTER 21: Consuming Financial Content 411Part 6: The Part of Tens 419CHAPTER 22: Survival Guide for Ten Life Changes 421CHAPTER 23: Ten Tactics to Thwart Identity Theft and Fraud 437Glossary 443Index 457