Aamir Aijaz Syed, PhD is an Assistant Professor in the Institute of Management, Commerce and Economics, Shri Ramswaroop Memorial University, Barabanki, UP, India, with more than seven years of academic and research experience. He has published more than 50 peer-reviewed articles in highly regarded journals. His research spans critical areas such as non-performing loan mitigation, international banking, corporate finance, and sustainable finance. Alka Singh, PhD is a Professor in the School of Management at Chandigarh University, Unnao, U.P., India, with more than 25 years of experience in research, teaching, and industry. Her prolific research portfolio includes numerous publications in reputed journals. Her expertise lies in the intersection of finance, economics, and sustainable business practices. Kiran Sood, PhD is a Professor in the Chitkara Business School at Chitkara University, Punjab, India with more than 20 years of academic experience. She has more than 100 publications and around 20 edited volumes with prestigious international publishers. Her research interests include finance, insurance, and risk management. Simon Grima, PhD is the Deputy Dean of the School of Economics, Management, and Accountancy and an Associate Professor and Head of the Department of Insurance and Risk Management University of Malta, Malta. He serves as a reviewer, editor, and chief editor for a number of scientific journals. His research focus is on governance, regulations, and internal controls.