Risk-Menedzhment I Ego Rol' V Minimizatsii Bankovskikh Riskov

Sovremennye kreditnye organizatsii kharakterizuyutsya vysokoy riskovannost'yu biznesa, ezhednevno na nikh vozdeystvuet bol'shoe kolichestvo faktorov, obuslovlivayushchikh vozmozhnost' vozniknoveniya poter', prezhde vsego, finansovogo kharaktera. Dlya minimizatsii riskov kreditnye organizatsii stremyatsya sozdavat' naibolee effektivnye sistemy risk-menedzhmenta. Risk-menedzhment kommercheskogo banka predstavlyaet soboy protsess otsenki situatsii i prinyatiya upravlencheskikh resheniy, kotorye minimiziruyut neblagopriyatnoe vliyanie na kreditnuyu organizatsiyu; eto sistematicheskiy monitoring i upravlenie riskami, prisushchimi deyatel'nosti banka, s tsel'yu izvlecheniya ustoychivoy pribyli.