Andrew Keay, Emeritus Professor of Corporate and Commercial Law, School of Law, University of Leeds, Academic Member, South Square, Gray's Inn and Barrister (unregistered), Peter Walton, Emeritus Professor of Insolvency Law, Wolverhampton Law School, University of Wolverhampton and Academic Member, South Square, Gray's Inn and Joseph Curl KC, Barrister, South Square and Deputy Insolvency and Companies Court Judge, England and Wales